Does Your Road Trip Need Travel Insurance Coverage

Have you successfully embarked on the road trip you’ve been planning for so long with your significant other, friends, or family? Finding suitable dates, reserving enough days, and making reservations for the road journey may appear challenging. When the plan is finalised, you may sigh with relief, as you have bajaj allianz travel insurance. 

Why is it essential? 

As much as road trips are ideal for exhilaration, adventure, and numerous memories, they can also be derailed by an unfortunate accident, car failure, or other unforeseen circumstances.

Listed below are the protections afforded by your travel insurance policy to ensure that your road travels are entirely safe:

• Receive immediate financial assistance to reimburse your hotel expenses or return journey if you are forced to make an emergency stop or cannot continue your journey.*
• If you lose your wallet/purse containing all your cards while travelling, you can immediately cancel all cards and protect your funds with a single phone call.
• The policy covers losses up to INR 3,000,000 due to personal accidents, accidental hospitalisation, cancellation of journeys, home burglary, failed hotel reservations, and loss of baggage.*
• The policy provides roadside assistance 24 hours a day, seven days a week. You can receive support through telephone assistance, towing assistance, battery jumpstarting, and more.
• The policy covers the cost of 5 litres of petrol for a car and 2 litres for a two-wheeled vehicle.
• In the event of an unfortunate occurrence, if the insured person passes away during the road journey, the Bajaj travel insurance policy covers the funeral costs or the cost of repatriating the insured’s remains back to India. This coverage is only applicable if the policyholder passes away abroad.*
• If the policyholder is hospitalised during the travel, bajaj allianz travel insurance provides a daily hospital allowance to cover the cost of hospitalisation.*

The Personal Liability coverage compensates you for any damages you may have caused to a third party while driving. One of the benefits of travel insurance is if the damage causes physical or monetary loss to a third party, your travel insurance policy will cover the costs.

While the policy seeks to provide the traveller with complete protection, there are several situations for which you will not be eligible for coverage, including:

• All conflicts, whether civil or international
• Attempt to suicide
• The commission of terrorist acts
• Accidents resulting from driving under the influence of alcohol or drugs
• AIDS/HIV
• Mental conditions
• Damages sustained while engaging in potentially lethal adventure sports

So now tell us, does your road trip need travel insurance coverage or not?

*Standard T&C Apply

Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.